Working With Programs

HOME REPAIR PROGRAMS

Streamlined 203(k) Limited Repair Program (HUD) Program permits homebuyers to finance a certain amount into their mortgage to improve or upgrade their home before move-in. 

Illinois Home Weatherization Assistance Program (IHWAP) Designed to help low income residents save fuel and money, while increasing the comfort of their homes.

Low Income Home Energy Assistance Program (LIHEAP) Program designed to assist eligible low-income households pay for winter energy services.

Homeownership Preservation For The Elderly (DHOC) Program offers information and counseling to senior homeowners about reverse mortgages, tax relief options and low-cost home repair program.

MORTGAGE ASSISTANCE

Partnership For Home Ownership Pre-purchase homebuyer counseling.  Mortgage Programs tailored to the needs of a community.

Greater Chicago Area Housing and Community Development Information about the housing environment in Chicago and other communities throughout the region.

The Chicago Department of Housing Foreclosure Prevention, home improvement programs.

Community Housing Association of DuPage (CHAD) Affordable housing program for rental units.  First time home buyer program in DuPage.

Illinois Housing Development Authority State’s primary housing finance agency.  Finances the creation and preservation of affordable housing throughout the state of Illinois; and offers a variety of first time homebuyer programs thru participating banks. 

The Housing Site Provides information on affordable housing, Fair Housing laws, advertising, real estate practices, rental practices, lending laws, credit laws, and community development.   

Fannie Mae Financial products and services that increase availability and affordability of housing for low-, moderate- and middle- income households.

Freddie Mac Site contains news, homeownership education, properties for sale, calculators and tools.  Freddie Mac works with mortgage lenders to help people get lower housing costs and better access to home financing.

The U.S. Department Of Housing And Urban Development (HUD) Housing news, information about home ownership, buying, renting, financing, and community data. For information helpful to first time homebuyers type ‘100 questions’ and ‘Owning is just the beginning’ in the search box.  

The National Opportunities For Affordable Housing Foundation (N.O.A.H.)Is a non-profit agency committed to the provision of affordable housing through diligent pursuit of home ownership opportunities and education for all home buyers and home sellers.

PERSONS WITH DISABILITIES

Fannie Mae Community Home Choice Community HomeChoiceTM  is a program for borrowers with a disability or a family member with a disability.

The U.S. Department Of Housing And Urban Development (HUD) Disabilities A one-stop resource for people with disabilities. It includes a directory of links from its own site as well as outside Web sites. You can find a state-by-state listing of home buying programs, learn about home buying counseling, and access resources on accessible housing designs.

Ability House Created in partnership with Habitat for Humanity International, the ABILITY House is an affordable, accessible home built for a low-income family where one or more members have disabilities.

The Homeownership Coalition For People With Disabilities Assists all people, regardless of their disability, in purchasing their own home, and allowing them to live in their community as independently as possible.

SENIORS

AARP Organization leading positive social change and delivering value to people age 50 and over through information, advocacy and service.

Illinois Department of Aging Information on programs that work to deliver the most effective and efficient services possible to seniors throughout the state.

 SRES Seniors Real Estate Specialists® are REALTORS® qualified to address the needs of home buyer’s age 55-plus.  

Fannie Mae for Seniors Reverse Mortgages for seniors section, including benefits and resources.

Senior Home Sharing, Inc An opportunity for seniors, age 62 and older, to live independently inan affordable sharedhome.

Alternatives for Seniors Find active senior communities.

TEACHERS, POLICE, FIRE FIGHTERS AND HEALTHCARE WORKERS.

Good Neighbor Next Door Program established by the Department of Housing and Urban Development (HUD) to offer single-family houses, townhouses and condominiums for sale at a 50 percent discount with certain restrictions.

Fannie Mae Community Solutions Community SolutionsTM is a loan program for teachers, police, firefighters, and healthcare workers.

VETERANS AND SERVICE PERSONNEL

Veterans Affairs Veteran benefits home loan program available to current and discharged military personnel and current and discharged Reserves/Guard members. 

G-I Loan For Heroes Home loan products available to veterans or active duty service personnel, from Illinois Housing and Development authority. 

Homes For Our Troops Assists injured veterans and their immediate families by building new or adapting existing homes for handicapped accessibility.